Gold – Useful As Jewelry If Not As an Investment

Gold is a useful, beautiful metal. If you’ve ever visited a jewelry story in Thailand, you know how dazzling it can be — hundreds, maybe thousands, of gold chains and necklaces hanging over a bright red wall.

It’s a lot more impressive than the dark, hushed and tasteful atmosphere of American jewelry stores.

In The Philippines, the displays are not quite so ostentatious, but you can pick out necklaces or earrings labeled Bangkok gold, Hong Kong gold, Saudi Arabian gold and so on. I assume that’s where the jewelry was actually made, but the gold could have come from anywhere.

Except the United States. Asian countries do not follow the American practice of adding copper to gold to strengthen it, keeping it from breaking. My ex-wife was unimpressed by American gold jewelry, because she was used to pure gold. She didn’t think much of our practice of diluting it. They want 24 karat — gold that’s pure to within 99%, despite its relative fragility.

Gold is very malleable. Adding another metal to it as an alloy helps to keep is stronger, preventing it from breaking.

That’s why 24 karat is sometimes used as a slang expression for purity.

A carat is basically one-twenty-fourth — 1/24. The more carats, the more gold in the metal. That’s why 24 carats means it’s pure — all 24ths of the metal is gold.

12 carat gold is actually only 50% gold. You don’t hear that much. You do hear 14 carat gold, so that’s roughly 60% gold. 18 carat gold is often advertised by jewelry stores, and so that’s 75% gold.

However, 22 carat gold is popular in India. Perhaps they want their gold as pure as possible, like East Asians, but still have to be practical and want it at least somewhat strong. That’s because lots of gold in Indian is worn is by women in the form of nose rings, bracelets and necklaces. The wife’s jewelry is quite often the only money they family has. When they need some cash, she pawns her jewelry, and hopes she gets it back.

However, the carat system of measuring the purity of gold is changing over to a more exact millesimal fineness model. This measures gold by parts per thousand, using a three digit number showing its parts per 1,000. Therefore, “pure” gold is 999 or 1,000, and 24 karat would fall into that.

Because millesimal fineness numbers are a lot more precise than carats, you can find jewelry that’s all 22 carats (for example), but one piece has a higher millesimal fineness score.

If you’re buying gold bullion for investment purposes, you’ll want to know its millesimal fineness grading. Gold coins should be standard the standard amount of gold for that particular type of coin. The most popular are exactly one gold ounce, but you can also buy small denominations now.

Pure gold is yellow in color, as typically shown. However, adding copper to it as the allow makes it appear more red in color. Sometimes silver is added, which lightens the gold color, creating “white gold,” though usually that’s made from adding nickel, manganese or palladium.

Are You Made To Run An Internet Business

Many people would like to have their own internet business. They like the idea of being their own boss. They like the idea to work from their home office. They like the idea of making a substantial income of around $10 000 + a month.

Does this sound tempting to you ?

If yes, it is important to ask yourself some though question before thinking about running an internet business.

Do you really want to work from your home office ?

Many like the benefits of an internet business, but few take into account the hard work that must be made to succeed with a business. Please don’t make this mistake yourself.

Are you able and willing to invest time and effort even when you don’t see direct result for maybe some months? Are you the type to discipline yourself to work every day ? Are you willing to learn and to follow training? Can you motivate yourself every day for month and years to come ?


You need to possess the ability to push yourself ahead. Your drive and determination will be reinforced with every new sale.

To really succeed with your internet business you need to have clear goals and a business plan. You need to know where your business is going. You also need to put lot’s of time and effort to excelerate your business growth.

Running an internet business demand a lot of skills like computer knowledge of course. Marketing (copywriting, advertising). Website design & development etc.

By learning and experimenting you will gain lot’s of experience. When you have a lot’s of experience you become an expert in your field, wich is a great thing for your business.


Isn’t it great to be your own boss ? Working for yourself and taking all the decision. You are the master now.

You have the drive, you have the determination. You have the patience to see your business grow day by day, month after month.

Don’t wait for everything to be exactly right to start…THERE WILL NEVER BE A “PERFECT” TIME! Start now, with whatever you have. The things you need will come to you as you work toward your goal.

If something bad happen, you have the humility to see what’s wrong and learn from your error. You are the only one now responsible for your self.

Treat your business as a serious, full-time business, and it will become one.


Think of your first six months primarily as a training period. Don’t expect large earnings until after you’ve educated yourself.

Even the most dynamic, highest-earning entrepreneurs in the industry took MONTHS to begin seeing an income of any real significance.

Don’t be a negative thinker and don’t let the negative attitudes of others (even if they’re family members, friends, or peers) influence you.

All the great men and women in history had to overcome the naysayers who said it couldn’t be done–and then went out and did it. Think for yourself!

As long as you think positive and focused on your business target you’re on the right way to a rich life, which is directed by you and it will lead you to tremendous success.

A Checklist For Ensuring a Return on Investment in People

Whether or not managers actually calculate the ROIs in rewards, they can make effective decisions by thinking about the returns that will result from each rewards choice they do make. Managers can and should look at all of the rewards elements they can use as investment tools – and they should consider the likely returns whenever they make these investment decisions on employee rewards.

Managers who use all of the rewards elements available to them, and who clearly link rewards to performance, ensure that they get an appropriate ROI from their people. When determining an ROI for your organization’s total rewards budget, keep the following in mind:

  • Many of the most effective retention programs do not involve direct compensation – they involve intangible rewards.
  • Line managers may have the most control over intangible pay elements such as work environment, development opportunities, and spot awards; what’s more, employees and job candidates highly value these intangibles.
  • As a manager in an organization, you cannot hope to maximize the ROI of your tangible and intangible reward programs if you don’t know their total value, their effectiveness in delivering key messages, and their alignment with desired business outcomes.
  • To get a well-rounded view of a program’s effectiveness, measure both quantitative financial return metrics and qualitative opinion metrics.
  • Establish clear performance-reward links and ensure that employees understand how their contributions connect to the bigger picture.
  • Consider multiple ways of differentiating rewards, not just in the base salary increase program.
  • Communicate, communicate, communicate!

The ultimate success of a total rewards program is the degree to which it can attract, retain and motivate employees. Said another way, the best rewards programs do the best job at rewarding the right people the right amounts for doing the right things.

While a total rewards program certainly helps create the environment in which an organization can be successful, it’s up to individual managers to use the program to get results. Leaders committed to the organization’s success create a rewarding and engaging work experience for their people. This is the most important determinant of whether employees stay and whether they make a maximum effort to achieve company success.